About The Complete Cardinal Guide to Planning For and Living in Retirement by Hans Scheil:

The financial complexities we face in retirement can be daunting. The landscape of Social Security, Medicare, insurance, benefits, investments, and planning for long-term care presents many choices, challenges, and opportunities. The Complete Cardinal Guide gives you the tools you need to understand how to make informed decisions that are right for you.

The purpose of this book is to guide you through the major retirement options that retirees face. It explains simple and effective strategies you can put in place now, with the help of professionals, to make your retirement financially successful.

The book will be discounted to $1.99 for the kindle and $12.99 for the paperback for the next few months. In the spring/summer, a second edition of the book is going to be released, updating the stories in the book as well as the rules and regulations that have changed in the last year. A workbook will also be published at the same time, expanding on the topics in the book, incorporating numbers and graphs for people who want to dig deeper into the finances of their retirement.

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Author Bio:
Hans (John) E. Scheil, CFP®, is the CEO of North Carolina-based Cardinal Retirement Planning, Inc., and the author of “The Complete Cardinal Guide to Planning for and Living in Retirement.” In his book, “The Complete Cardinal Guide to Planning for and Living in Retirement,” John addresses the major problems retirees can face and provides simple strategies that can be put in place with the help of a qualified professional. John is a Certified Financial Planner™ professional (CFP®) as well as a Chartered Life Underwriter (CLU®), Chartered Financial Consultant®(ChFC®) and Chartered Advisor for Senior Living® (CASL®). He also holds life and health insurance licenses in all 50 states and the District of Columbia and is an investment advisor representative.

John’s career began at the age of 18, when he sold insurance while attending college full time, and his years in the insurance industry included positions as a Branch Manager, National Sales Director, and Senior Vice President for several nationally recognized insurance companies. John holds a Bachelor of Science degree from Northern Illinois University (1980) and a Master of Science in Management from The American College (2007).

John resides in Cary, North Carolina, with his wife, Ronda, and their two sons, Patrick and Stu. He is involved locally with StepUp Ministries and the Alzheimer’s Association. John enjoys golf, boating and leadership.

About THE MITUS TOUCH by Stoni Alexander:

She’s desperate for the one man she must avoid at all costs…

Wealth manager Brigit Farnay despises Colton Mitus. And with good reason. He ripped away her family’s company during the most painful time in her life. Forced to work with him, she can’t deny that Colton is gorgeous, brilliant, commanding. And the enemy. Her traitorous body craves his touch every moment of every day. And then she finds out about the erotic games he plays…

Corporate raider Colton Mitus is success and power personified. He demands control in the boardroom and in the bedroom. So he shouldn’t be tempted by the newest member of the Mitus team. But he is. Brigit challenges him and frustrates him, but also quiets the demons that haunt him, especially as she agrees to be drawn into his secret, sinful world.

The most lucrative deal of Colton’s career places Brigit’s family’s company in jeopardy. When old enemies return hell-bent on ruining him, Brigit is the only person who can save him. But she’s been keeping secrets that could destroy everything…

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Author Bio:
Stoni Alexander writes erotic romance about tortured alpha males and independent, strong-willed heroines. In a previous life, she ventured into acting, appearing in numerous television, film and stage productions before transitioning to a successful career in business. Stoni spent her childhood moving around like a gypsy and appreciates her deep-seated roots in the DC Metro area. She’s married to the love of her life, is an überproud football mom, and dreams of the day when her muse will inspire her at will.

About Effortless Writing: The Simple Way to Write and Guarantee Remarkable Results (WRITE BETTER, FASTER & SMARTER):

Want To Become A Best-Selling Author But Don’t Know Where To Start?

Are you tired of “thinking about” writing a book, even making it a New Year’s Resolution, but never making it happen?

Are you looking for a map that will take you from blank page to published author as fast as possible… without the frustration, heartache, and the dreaded staring at a blank page?
If you answered YES to any of those questions then you need to read this book

There are just so many different things to think about that it can be impossible to know where to start. This is why a professionally published author is here to help, with more than 12 years of writing experience.

I have written a complete guide from start to finish bursting with all the relevant information I wanted to know when I first started writing my book.

Effortless Writing is just like a bible that you can refer back to whenever you want in order to fulfill your dream of writing a book. It covers everything you need to know about getting started on your very own book.

Are you ready to make your dreams of writing a book and getting it published a reality?
Just imagine the day when you can sit back with your published book in your hands and feel incredibly proud of what you have achieved. When I had my first book published I never knew that the road ahead would have so many twists and turns, but with this book, you will see the light at the end of that road.

This book has everything you need to help you start writing your book. From deciding what type of book you want to write, right through to creating your characters and scheduling your time.

What will you learn?

Identifying What Market To Write Your Book For

The Working Environment Which Suits You

How To Schedule Your Time In The Best Way

Goal-Setting, Affirmations, And Visualisations To Help You On Your Writing Journey

Thinking Of Ideas And Growing Them

Getting To Know Your Characters

The Correct Layout And Presentation Of Your Work

How To Think (And Write) Just Like Your Fave Author

Exercises To Aid Your Creativity

Keeping Readers Gripped

And so much, much more I can’t talk about here

Would you like to learn more?

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About Woman of a Hundred Names:

Adopted from a Chinese orphanage in infancy, Melanie Brooks knows little about China. Until Englishman Bernard Mason accosts her with photos of a missing Hong Kong heiress, Julia Tang, whose resemblance to Melanie is astounding. The heiress is key to a billion – dollar conglomerate that’s been haemorrhaging money since the death of tycoon Arthur Tang, Julia’s father. As Arthur’s former aide, Mason knows everything about Julia, right down to her handwriting, and coaches Melanie on how she can replace her. After weeks of briefings, a discreet call is made that Julia Tang has been “found”. Melanie arrives in Hong Kong to resume the interrupted life of the missing heiress. The fairy tale quickly shows its ugly side, and Melanie understands why many suspect Julia Tang of faking her own death. Finding the truth about Julia is now crucial to Melanie’s survival. The adventure teaches her why Arthur Tang espoused the old Chinese saying: “Those who mount a tiger can never dismount.”

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Author Bio:
I was born in the Philippines in 1961, and graduated from the famed Moscow Film Institute with a degree in Film Directing. I spent 7 years in Russia, where I worked as a journalist and film maker. It gave me an insight into life in an authoritarian state, part of which is reflected in my book “Puppet Dreams,” a kind of cross between folklore and magical realism, which I thoroughly love. In fact, my first novel “”Roses from San Gabriel,” published by Text Publishing Co. in Australia in 2005, contains strong elements of magical realism, combined with historical fiction, another favorite. I have the habit of writing two books at a time, hence my two titles coming out this year.

About The Authentic Budget: Harness Your Personality to Manage Money Like a Pro on Your Terms by Sarah Li Cain:

Want to stop stressing about money but don’t know where to start?

Are you sick of trying to stick to a budget and feeling like you’re depriving yourself in the process?

Are you tired of figuring out where you money is going and finally find a way to spend the money on the things you absolutely love?

Yup, been there, done that. Budgeting can be STRESSFUL when you don’t know what you’re doing. Actually, let’s back up here. Budgeting is stressful because you’re constantly trying to track your money, angry about the money you feel like you have to spend, and wondering when you can finally take that vacation of your dreams or buy the car you’ve always wanted.

So what can you do? What are your options?

If you want to finally take matters in your own hands, then you need a plan that is specific you your needs.

You need a way to manage money that is on your terms and around your life, not the other way around.

In the book The Authentic Budget: Harness your Personality to Manage Money Like a Pro on Your Terms, you’ll learn a step-by-step guide that teaches you how you can dig deep into your personality to find a successful money management system so you can achieve your money goals.

Sarah Li Cain explains why using your values as your budgeting superpower is key to helping you spend less, save more and making money enjoyable again.

This book will show you:
** How to define your core values in order to successfully implement a budget that WORKS
** Simple systems to stop from you from decision overwhelm
** Actionable checklists that summarizes each step you need to complete
**How to work with your partner, aka money management for couples
** How to stop your emotions and other people (aka money frenemies) from derailing your best laid plans
**Money management workbook that takes you deeper into each stop and shows you what you need to implement your budget effectively

The Authentic Budget: Harness your Personality to Manage Money Like a Pro on Your Terms is written with you in mind, and it will show you how to use your money to get the things you want, WITHOUT complicated systems having to sacrifice your social life.

Don’t let your fear of complicated jargon (there is none in this book) or messy systems stop you from having the money you deserve. Grab this book, implement the simple steps and enjoy your new lifestyle, starting in a few short weeks!

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Author Bio:
Sarah Li Cain is a money storyteller who believes that loving money should be everyone’s priority. Not only will it help with stress levels, but it will motivate and encourage people to better their financial situation. And what better way to love your money than to have fun with it?

She loves to see kids and adults light up when they discover a book they love, or words they find funny (as long as it’s not offensive of course!). In her spare time, she loves traveling (she’s been to over 17), doing yoga, and drooling over photos of cute puppies (awwww…).

About Claimed:

With one look he consumed me.
With one touch he marked me.
With one kiss he owned me.
With one whisper he claimed me.

“No matter where you go or who you’re with, you’ll always be mine.”

Ellie Stevens thought she had moved on from the domineering man who abducted her. Now living in Hawaii and following her dreams, no one is going to keep her down. But things aren’t always as they seem.

Kayne Rivers reluctantly let Ellie go, but just because she’s gone now, doesn’t mean she’ll be gone forever. She is his, and he won’t stop until he’s reclaimed her as his own.

Claimed is a dark erotic romance. Please pay close attention to the use of the words dark, erotic, and romance. It has intense sexual situations, a Master/slave relationship, mild abuse and some violence. Reader discretion is advised.

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Author Bio:
M. Never resides in New York City. When she’s not researching ways to tie up her characters in compromising positions, you can usually find her at the gym kicking the crap out of a punching bag, or eating at some new trendy restaurant.
She has a dependence on sushi and a fetish for boots. Fall is her favorite season.
She is surrounded by family and friends she wouldn’t trade for the world and is a little in love with her readers. The more the merrier. So make sure to say hi!

About Barren Waters by Julia Shupe:

Barren Waters is a vision of the future, of a time when the oceans are empty tubs of stagnant water. It asks the question: when ocean life becomes extinct, how can humanity survive? And what if your child had a life-threatening illness? What decisions would you make? What terrible kinds of sacrifices? How far would you go to keep your child alive? Sometimes, for love, people are capable of almost anything. Foraging for food, water, and shelter is one thing—foraging for insulin another. Race across the country with Jeremy Colt and his daughter, Sam. The clock is ticking. Can they make it to San Diego? If they do, will it even save her?

Foraging for food and water is one thing, foraging for insulin another.

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Author Bio:
Julia Shupe can be found writing or eating chocolate. (She prefers eating chocolate). In 2007, she came across an article in a scientific journal. It said that the oceans would be dead by the year 2050. It was a horrific article, not very believable either. But as ideas often do, it dug deep, festered, became something else. Soon, a story emerged. Research followed. This has happened to the earth once before. It was called the permian extinction, and as most things are, the environment is cyclical. This will happen again. Perhaps not in 2050, but it will. Eventually. She hopes you enjoy a unique post-apocalyptic novel! #NoZombiesHere

About Hum A Radiant Sickness by Patrick Crawford Bryant:

Conor Fallow sees his massive student loan debt as a barrier preventing him from achieving something meaningful with his life. As his senior year is coming to a close, however, he’s adopted an escapist attitude—picking up self-destructive habits and doing his best to ignore his future. While on a nightly walk filled with alcohol and malpracticed meditation, Conor runs into an old friend, Luce, who invites him to take part in a strange urban rite. Their guides, Jim-Jam and No Name explain that the aesthetic of the scene, looking out from a particular point atop a parking garage, is so intense that it creates a powerful psychedelic effect. Conor is skeptical but is willing to try it. To his surprise, and horror, looking out at the city does have a profound effect on his psyche…

FREE from 3/12-3/18

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Author Bio:
After earning an MA in English Literature, Patrick Bryant took off on an eleven-thousand-mile road trip, traveling counter-clockwise around the United States. Settled out of that blur, he now works as a content manager for a digital marketing agency in Charleston, SC. He is currently drafting his second novel, Blank Holiday. In 2010, Patrick received the Pocataligo prize for poetry. His work has been featured by Kakalak, Yemassee Journal and the South Carolina Poetry Initiative among other publications.